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How Should I Fund My Holiday Shopping?

by | Oct 25, 2024 | Education

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Q: Help! I’m fretting over holiday expenses. How am I going to pay for all this stuff?

A: Relax! You can keep your budget and your sanity, too! Take a few minutes to learn how you can spend responsibly this season.

Let’s explore some options:

 

1. Personal loans 

Anytime you need extra money, you can stop by or call Texas DPS Credit Union to apply for a personal loan. Our personal loans have low interest rates, which make the payback plan affordable for almost any budget and our representatives are always happy to help you!

 

2. Skip-a-Payment 

At Texas DPS Credit Union, we are offering you our own gift this time of year: the option to skip a monthly loan payment to give you more cash flow. When you choose a Skip-a-Payment, you can pay for those presents without adding to your current debt.

 

3. Holiday Savings Account 

Pay a little bit toward this expensive season all year long by opening a TXDPSCU Holiday Savings Account. Holiday Savings Accounts offer you a way to pay for your holiday shopping ahead of the season, instead of playing catch-up on your bills in the coming months.

 

At Texas DPS Credit Union, we’re here to help you manage your finances with ease and confidence. Whether you need a personal loan with low interest rates, a break from payments through our Skip-a-Payment program, or a stress-free way to save for the holidays with our Holiday Savings Account, we have options to fit your needs. Reach out to us today and let us help you make this season brighter and your financial future even stronger.

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