Home Loans

Finance Your Next Home With Confidence

Start your path to homeownership with Texas DPS Credit Union. Our dedicated mortgage partner is here to help you find the home of your dreams. Get flexible and affordable financing for purchasing or refinancing your home, plus local expertise to guide you every step of the way.

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Save on Your Next Home Loan & Get Rewarded with HomeAdvantage®

Why choose a HomeAdvantage network agent? Because they bring:

Local Expertise: In-depth knowledge of the area you’re interested in.
Personalized Service: Dedication to making your home buying experience enjoyable and stress-free.
Real Rewards: Access to our exclusive Cash Rewards program when you buy or sell.

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*HomeAdvantage is available to you through your membership with Texas DPS Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Texas DPS Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Texas DPS Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.

What Happens When a Mortgage Lender Checks My Credit Score?

Q: What happens when a mortgage lender checks my credit score? A: That’s a great question! Let’s take a closer look at the mortgage-shopping process, how a credit check affects your score and some tips for choosing the lender that’s right for you.

Time to Move or Time to Improve?

Q: Should I move to a new house, or stay put and make improvements to my current home? A: Choosing to move to a new home or to make improvements to your current home is a big decision. Here, we’ve outlined the pros and cons of each choice so you can make the decision that’s best for you.

Beware of Mortgage Closing Scams

Closing on a home is an exciting and often stressful time. There’s so much to do, and emotions are running high. Unfortunately, one slip-up opens a door for scammers to destroy it all. Here’s what you need to know about mortgage closing scams and how to avoid falling victim.