Routing #314977324      
Woman Filing Taxes

Personal Loans

Access Money When You Need It

Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a few personal loan options for any situation.

Signature Loan

Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a personal loan for everything from weddings to taxes.

Home Improvement | Home Furnishings | Auto Repairs | School Supplies | Medical Expenses | Taxes | Gifts | Weddings | Debt Consolidation | & So Much More!

  • Rates and terms to fit all credit tiers and budgets starting as low as 8.99% APR*
  • Protect your loan with Debt Protection
  • Refinance a loan from another financial institution for greater savings
Signature Loan

Get a signature personal loan when you’re in need of a sum of money right away. Use for home improvement projects, car repairs, medical expenses, taxes, debt consolidation, and more.

  • Rates and terms to fit all credit tiers and budgets starting at 9.99% APR*
  • Protect your loan with Debt Protection
  • Refinance a loan from another financial institution for greater savings
Line of Credit

Skip the hassle of applying for a new loan each time an unexpected expense hits with a Personal Line of Credit. Get access to funds when you need them with a low fixed rate and advances on demand.

  • Credit Limits: $500-$20,000 with approved credit
  • Fixed Rates starting at 10.99% APR*
  • Minimum payment of 3% of your balance or $15 (whichever is greater)
  • Eligible for Debt Protection plan
  • Unlimited advances to checking or savings account**
  • No minimum advance amount
  • No setup or transaction fees

*APR is Annual Percentage Rate. Rates based on credit approval guidelines and term selected. Not all applicants will qualify for the lowest rate. 

**Up to your approved credit limit

Refer Someone & Get $100


Have a friend or family member in need of a loan? Refer them to TXDPSCU and you’ll get $100! Not only that, they’ll receive a .25% APR* discount on their loan. It’s a win-win.

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