Personal Loans

Access Money When You Need It

Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a few personal loan options for any situation.

Signature Loan

Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a personal loan for everything from weddings to taxes.

Rates and terms to fit all credit tiers and budgets starting as low as 8.99% APR*
Protect your loan with Debt Protection
Refinance a loan from another financial institution for greater savings

Personal Loan

Get a Personal Loan when you’re in need of a sum of money right away. Use for home improvement projects, car repairs, medical expenses, taxes, debt consolidation, and more.

Rates and terms to fit all credit tiers and budgets starting at 9.99% APR*
Protect your loan with Debt Protection
Refinance a loan from another financial institution for greater savings

Personal Line of Credit

Skip the hassle of applying for a new loan each time an unexpected expense hits with a Personal Line of Credit. Get access to funds when you need them with a low fixed rate and advances on demand.

Credit Limits: $500-$20,000 with approved credit
Fixed Rates starting at 10.99% APR*
Minimum payment of 3% of your balance or $15 (whichever is greater)
Eligible for Debt Protection plan
Unlimited advances to checking or savings account**
No minimum advance amount
No setup or transaction fees

*APR is Annual Percentage Rate. Rates based on credit approval guidelines and term selected. Not all applicants will qualify for the lowest rate.

**Up to your approved credit limit

Apply Online

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Refer Someone & Get $100

Have a friend or family member in need of a loan? Refer them to TXDPSCU and you’ll get $100! Not only that, they’ll receive a .25% APR* discount on their loan. It’s a win-win.

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Loan Protection Policies

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Online Loan Application

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