Personal Loans
Access Money When You Need It
Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a few personal loan options for any situation.
Signature Loan
Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a personal loan for everything from weddings to taxes.
Home Improvement | Home Furnishings | Auto Repairs | School Supplies | Medical Expenses | Taxes | Gifts | Weddings | Debt Consolidation | & So Much More!
- Rates and terms to fit all credit tiers and budgets starting as low as 8.99% APR*
- Protect your loan with Debt Protection
- Refinance a loan from another financial institution for greater savings
Personal Loan
Get a Personal Loan when you’re in need of a sum of money right away. Use for home improvement projects, car repairs, medical expenses, taxes, debt consolidation, and more.
- Rates and terms to fit all credit tiers and budgets starting at 9.99% APR*
- Protect your loan with Debt Protection
- Refinance a loan from another financial institution for greater savings
Personal Line of Credit
Skip the hassle of applying for a new loan each time an unexpected expense hits with a Personal Line of Credit. Get access to funds when you need them with a low fixed rate and advances on demand.
- Credit Limits: $500-$20,000 with approved credit
- Fixed Rates starting at 10.99% APR*
- Minimum payment of 3% of your balance or $15 (whichever is greater)
- Eligible for Debt Protection plan
- Unlimited advances to checking or savings account**
- No minimum advance amount
- No setup or transaction fees
*APR is Annual Percentage Rate. Rates based on credit approval guidelines and term selected. Not all applicants will qualify for the lowest rate.
**Up to your approved credit limit
70th Anniversary Personal Loan Offer
Join us as we celebrate 70 years of service to the Texas Department of Public Safety with a special loan offer. For a limited time, you can apply for our 70th Anniversary Personal Loan for $7,000 at a fantastic 7.00% APR* for 37 months. That means your monthly payment can be as low as $212*.
*APR is annual percentage rate. Current TXDPSCU loans do not qualify. Offers cannot be combined and are subject to change or cancellation at any time without notice. All loans are subject to approval and not all applicants may qualify for the offer. Additional restrictions may apply. Offer ends July 31, 2024.
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