Pre-Approve Your Way to a Better Car Deal
Before you set foot on the car lot, get preapproved for an auto loan at Texas DPS Credit Union.
Getting preapproved is a big advantage, as it shows car sales staff that you’re a serious buyer. It also removes the pressure of negotiating financing contracts at the dealership and allows you to focus your attention on finding the right vehicle. And, if you need another incentive, our low auto loan rates can get you on a faster track toward making your dream car a reality.
If you have questions about how much car you can afford, or how financing works, a TXDPSCU loan officer will be happy to help.
To apply for preapproval, you’ll need to show:
• Name and address
• Social Security number
• Driver’s license number
• Employer information (name, hire date, gross income)
• Current housing information—monthly payment, time in current residence
• Debt obligations—current credit card debt, home association dues, auto insurance
Once you’re preapproved, you’ll receive a preapproval letter that you can take car shopping showing the amount you’re approved for.
Call or stop in the credit union today. We’re here to help with all of your vehicle loan needs.