6 Ways You Can Use A Personal Loan this Summer

Summer can be super-expensive. Before you start swiping the plastic for it all, though, consider a personal loan from Texas DPS Credit Union. You can easily apply online, and you don’t need flawless credit to get a good rate. We also offer fantastic terms, with interest rates as low as 8.99% APR*.

We have outlined several ways to help you responsibly use a personal loan this summer.

1. Getting married

If you’re tying the knot this summer, consider taking out a personal loan. Use it to fund larger wedding expenses, like your ring, wedding dress and venue, or to cover the smaller costs like the flowers and photographer.

2. Funding a move

With the kids out of school, summer can be an ideal time for household moves, but moving costs can be prohibitive. Taking out a personal loan to help cover the costs can make your household move a lot less stressful.

3. Consolidating debt

Paying off multiple loans and credit card bills each month can be challenging. Plus, you might feel like you’re not making headway on your debt thanks to high interest rates. A personal loan could help simplify your finances with one low-interest debt to pay down.

4. Funding a dream vacation

Are you dreaming of a luxury summer vacation like a trip abroad, but you don’t have the money to pay for it? It can still happen with the help of a personal loan. You’ll have a payment plan you can afford, and you’ll finally be free to enjoy the getaway you’ve been dreaming of for years.

5. Renovating your home

Whether you want to give your kitchen a makeover or turn your garage into a guest suite this summer, a personal loan can make it possible. This is especially true if you don’t have a lot of equity in your home and would not be a good candidate for an equity loan.

6. Funding medical expenses

If there are medical procedures you’ve been pushing off because they’re not covered by your health insurance plan, consider a personal loan for getting it done this summer.

If you can use a personal loan, stop by Texas DPS Credit Union or start the application process online. We’re always here to turn your dreams into reality!