How Do I Choose a Credit Card That Fits My Lifestyle?
Q: I’m looking to open a new credit card, and I’m unsure of my options. How can I find a credit card that best fits my lifestyle?Â
 A: There are many types of credit cards. The one that’s best for you depends on your lifestyle, as well as your financial habits and goals. Let’s take a quick look at the three kinds of credit cards we offer so you can better choose the one that best fits your needs.Â
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Visa Evolve Secured Card
If your credit needs work or you don’t have a credit history, the secured card is the way to go. You deposit funds between $500 and $5,000 in a savings account to secure your credit limit, and we provide you with a no-annual-fee, low fixed-rate credit card. Best of all your deposit earns dividends while securing your credit limit. Â
Great choice for: Consumers looking to build their credit history from scratch or repair past credit troubles. Â
Not recommended for: Consumers with an established credit history.Â
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Visa Empower Card
This no-annual fee, low fixed-rate card is great for everyday use if you already have established credit. With no hidden costs and ease of account management, this card is a safe choice for anyone needing a credit card. Â
 Great choice for: Anyone with established credit wanting a straightforward low-fixed rate credit card.Â
 Not recommended for: Well-qualified consumers looking for additional rewards. Â
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Visa Enhanced Rewards Card
 This card offers the cardholder rewards for every dollar spent. Receive 1.5 points per dollar spent and then redeem for cash back, travel, merchandise, or gift cards. All while enjoying no annual fee, and a low fixed rate. Â
 Great choice for: Well-qualified consumers who spend more monthly and pay the balance down each month. Â
 Not recommended for: Consumers just getting started with building or re-building credit, or do not plan on spending more monthly using credit.Â
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There are many choices when it comes to credit cards! Use this guide to help you make the choice that best fits your lifestyle. Learn more about our credit cards. Â