News/Blog

Q: I’m looking to open a new credit card, and I’m unsure of my options. How can I find a credit card that best fits my lifestyle?   A: There are many types of credit cards. The one that’s best for you depends on your lifestyle, as well as your financial habits and...

Creating and deciding to stick to a budget is the easy part, but carrying through on your plan is the hard part. For many people, a big part of the gap between what they want to do and what they actually do is caused by their failure to spend mindfully. When every buy...

Communicating openly about how you manage your money is a big part of having an honest and trusting relationship. Here, we’ve compiled six tips to help guide you in this super-important conversation.   1. Plan in advance Broach the topic with your partner a few...

[You’ve tracked your spending, designed a budget for your monthly expenses, and you’re on a good path to financial wellness. In this next step, you’ll create a plan for paying down debt.] Consumer debt can be one of the biggest challenges to financial wellness. With...

Now that you’ve tracked your spending and kept a careful record of where your money goes over the course of a month, you’re ready to move onto the next financial wellness step: creating a budget. Budgets play a crucial role in promoting financial awareness, which...

Tracking your spending is the first step toward greater financial awareness and overall financial health. But mastering this skill is easier said than done. How can you track every dollar you spend when you make multiple daily purchases? We’ve outlined how to track...

​The holidays may be over, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year.   Review your holiday spending How much debt did this...

Q: I need access to an indefinite amount of funds for expenses, so I’m thinking of taking out a personal line of credit. What is the difference between this product and a personal loan or a credit card? A: Personal lines of credit can be a great way to access...

Q: How can I prepare for a recession? A: Taking steps to improve your financial health in case of a recession is a smart move. Here’s how to prepare yourself and your finances.   Take stock of your financial reality Before you make any financial changes, ask yourself...