News/Blog

Q: Should I get a fixed-rate mortgage or an adjustable-rate mortgage? A: When deciding between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), it's important to understand how each works—especially why so many homeowners choose the consistency and...

Some bills can’t be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both! It depends...

The New Year is a perfect time to set meaningful financial goals and achieve financial wellness. If you’re looking for resolutions to improve your personal finances, whether that is saving more or reducing debt check out these seven tips to make this the year of the...

While New Year’s resolutions often don’t last, this is a great time to be thinking about goals. Specifically, financial goals. No business in the world would consider going into a year — or even into a quarter — without clearly defined goals. Why shouldn’t your...

With the holidays here, and online shopping reaching its annual peak, scammers are out targeting your money and purchases. At Texas DPS Credit Union, we’re committed to keeping our members safe from fraud. Whether you’re managing your holiday budget or shopping for...

The holidays are a time of gathering, celebration, and generosity. Unfortunately, scammers know you may be distracted and busy, making it the perfect time to take advantage of unsuspecting individuals. At Texas DPS Credit Union, we’re here to help you stay financially...

Cybercrimes are increasing massively each year. In fact, according to Cybercrime Magazine, cybercrime will cost the world $10.5 trillion annually by 2025. The best way to protect yourself from falling prey to cybercrimes is by being aware of common tactics and keeping...

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these six tips: 1. Create a detailed list of all your expenses Draw up a list of every holiday expense you anticipate. Include...

Q: Help! I’m fretting over holiday expenses. How am I going to pay for all this stuff? A: Relax! You can keep your budget and your sanity, too! Take a few minutes to learn how you can spend responsibly this season. Let’s explore some options:   1. Personal loans ...