Home Loans
Ready to Own a Home
Opportunity is knocking and you don’t want to miss out on our limited-time rate with easier mortgage qualifications. Our 30 year fixed rate mortgage at 5.95% / 6.11% APR* will help make homeownership more affordable and your payments predictable. There is no better time to make your move!
- Available for purchase loans only
- Maximum loan amount of $500,000
- Easier mortgage qualifications
- Simple online application
- Expedited closings
- Mortgage experts to assist you throughout the process
- Rate available for a limited time
Unlock Equity with Cash Out Refinancing
Take advantage of our limited time cashout refinancing rate and access your home’s equity at a lower cost. Available for cashout refinance loans up to $350,000, our exclusive 30 year fixed rate cashout refinance mortgage at 6.95% / 7.122% APR* will help you make the most of your investment and release your home’s equity to reach your next milestone.
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*Available on all purchase and refinance applications, in the State of Texas only, for a primary residence using a conforming conventional loan portfolio product with Texas D P S Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 20% cash down payment required by the borrower with 80% financing on a purchase with a loan amount of $300,000. 30-year Conventional Rate/APR based on 360 monthly principal & interest payments of$1,789.02. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private Mortgage Insurance (PMI). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Texas D P S Credit Union. Todd Cholevik, NMLS ID# 469738, is authorized to act as agent of Texas DP S Credit Union (621 W. St. Johns Ave., Austin, TX 78752 | (737) 238.4181| NMLS ID: 1624130). Member First Mortgage, LLC, is a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
*Available on all cashout refinance applications only, in the State of Texas only, for a primary residence using a conforming conventional loan portfolio product with Texas D P S Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 20% cash down payment required by the borrower with 80% financing on a cashout refinance with a loan amount of $300,000. 30-year Conventional Rate/APR based on 360 monthly principal &interest payments of$1,985.84. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private Mortgage Insurance (PMI).This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Texas D P S Credit Union Todd Cholevik, NMLS ID# 469738, is authorized to act as agent of Texas D P S Credit Union (621 W. St. Johns Ave., Austin, TX 78752 | (737) 238.4181| NMLS ID: 1624130). Member First Mortgage, LLC, is a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
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