Young couple holding their baby sitting on the couch after moving

Home Loans

Welcome Home Starts Here

Whether you’re buying your first house, upgrading to your forever home, or refinancing, our flexible mortgage options can help you get there. With competitive rates and personalized guidance every step of the way, financing your perfect home has never been easier. At Texas DPS Credit Union we offer:

Complete suite of mortgage programs
Affordable down payment options
Competitive rates and closing costs
Easy online application
Expedited closings

Learn More and Apply

What Happens When a Mortgage Lender Checks My Credit Score?

Q: What happens when a mortgage lender checks my credit score? A: That’s a great question! Let’s take a closer look at the mortgage-shopping process, how a credit check affects your score and some tips for choosing the lender that’s right for you.

Time to Move or Time to Improve?

Q: Should I move to a new house, or stay put and make improvements to my current home? A: Choosing to move to a new home or to make improvements to your current home is a big decision. Here, we’ve outlined the pros and cons of each choice so you can make the decision that’s best for you.

Beware of Mortgage Closing Scams

Closing on a home is an exciting and often stressful time. There’s so much to do, and emotions are running high. Unfortunately, one slip-up opens a door for scammers to destroy it all. Here’s what you need to know about mortgage closing scams and how to avoid falling victim.