Make your purchases more rewarding with uChoose Rewards®! Now offered with our Enhanced Rewards Credit Card, this program gives you a little more with your purchases. For every $1 you spend, you’ll earn 1.5 points to redeem for cash back, travel, merchandise, and more.
Integrated with our credit card payment platform, you can easily check your balances and redeem your rewards.
Here’s how the uChoose Rewards program works:
Sometimes you need a little help paying for that much-needed purchase or unexpected expense. We are here to help you with a personal loan for everything from weddings to taxes.
Home Improvement | Home Furnishings | Auto Repairs | School Supplies | Medical Expenses | Taxes | Gifts | Weddings | Debt Consolidation | & So Much More!
- Rates and terms to fit all credit tiers and budgets starting as low as 8.99% APR*
- Protect your loan with Debt Protection
- Refinance a loan from another financial institution for greater savings
What is uChoose Rewards?
uChoose Rewards is a rewards program enabling you to earn points when you make purchases using your Enhanced Rewards Credit Card. These points can then be redeemed for cash-back rewards, travel, and more.
How do I earn points?
You earn points simply by making qualifying purchase using your Enhanced Rewards Credit Card. You can earn even more points when you shop at the participating retailers featured on the rewards website. For online purchases, be sure to click on the “Show Now” button corresponding with a particular offer. You will be redirected to the retailer’s site and can proceed to shop as usual.
Where can I earn points?
You can earn points everywhere your card is accepted.
What can I redeem my points for?
You can redeem your points for cash back, event tickets, electronics, spa treatments, apparel, airline tickets, activity vouchers, and so much more. Browse the Redeem Points tab of the uChoose Rewards site to see all the options available to you.
When can I redeem my points?
It can take up to 60 days for your points to be credited to your account. In order to redeem your points, you must accumulate 1,000. Check the dashboard on the uChoose Rewards homepage to see if you’re eligible for redemption.
Can I share points with family members?
Yes. All cards associated with an account will automatically earn points together. In addition, if you have multiple accounts with uChoose Rewards, you can link them together from the My Account page of the uChoose Rewards website.
Where can I view my point activity?
Visit the My Rewards tab to view all the points you’ve recently earned and redeemed.
What if I shopped at a participating retailer, but my points are not showing up?
It can take up to 60 days for transactions to appear on the My Rewards tab. If points from a qualified transaction do not appear after 60 days, visit the Contact Us page to speak with a customer service representative.
*uChoose Rewards is a registered trademark of Fiserv, Inc.