Skip Your Loan Payment!
Need a little extra cash this month?
TXDPSCU's Skip-A-Payment program allows you to skip one or all of your loan payments in a month!
To Request a Skip-A-Payment:
- Fill out this form
- Sign the form
- Return the form with a $25 Skip-A-Payment administrative fee to Texas DPS Credit Union Loan
The Following are Not Eligible
Mortgage, home equity, home improvement, credit cards, and one-time payment term loans, loans with less than 6 months payment history, and loans 30 or more days delinquent are not eligible.
See full disclosure below.
Contact our Loan Department
Notice: All requests to Skip-A-Payment are subject to credit union approval. By signing this request, you agree to amend the terms of your original loan agreement and to repay the entire unpaid balance and accrued interest. Mortgage, home equity, home improvement, credit cards, and one-time payment term loans, loans with less than 6 months payment history, and loans 30 or more days delinquent are not eligible. All accounts at the credit union must be in good standing. Only two (2) skipped payments are allowed on any loan in a single calendar year. Months skipped cannot be consecutive. If Skip-A-Payment is utilized in December, you cannot skip January of the following year. The Skip-A-Payment Request form must be received at least 5 business days before the loan payment due date. The $25 Skip-A-Payment fee must be paid prior to payment date and cannot be rolled into the loan balance. In the event of a claim, Guaranteed Asset Protection (GAP) may be affected. Other restrictions may apply.
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Never worry again about forgetting to make a payment on you credit union loan on-time. Automatically withdraw your payment
each month so there will be one last item to have to remember.
Guaranteed Asset Protection
Accidents happen and with GAP (Guaranteed Asset Protection
) you can rest assured if an accident does occur then the gap between what your car is worth and how much you owe is covered.
Finance your home with TXDPSCU! In conjunction with Colonial National Mortgage, TXDPSCU offers affordable mortgage loans
with the dependable personal service you deserve.