Road Trip Ready Rates

Our rates starting as low as 1.99% APR*
Road Trip Ready Rates

We know finding the perfect car at a rate and monthly price you can afford is tough. We are here to help!


Not only are TXDPSCU's rates still as low as 1.99% APR* in a rising interest rate market, we also offer products such as GAP Plus and Mechanical Repair Coverage, at a much lower price than our competitors.

 

As a bonus, when you book an auto loan during May, you will be entered into a drawing for a chance to win an Apple Watch!**

 

 

 

Apply for a loan:

Contact
Contact a Loan Officer

 

 

 

Check Out Our Auto Loan Rates!


Rates below are shown at Base Rate in APR.* To receive a lower rate, please see applicable discounts and restrictions below.


Terms (months)
Excellent
Good
Average
Fair
Marginal
Poor
1 to 42
2.74
2.99
3.74
5.74
9.24
13.99
43 to 66
2.99
3.24
3.99
5.99
9.99
14.24
67 to 78 ($25K+)
3.24
3.99
4.49
7.24
11.24
 
79 to 84 ($35K+)
3.99
4.74
5.24
8.24
 
 

Discounts:
.50% off with automatic payment from a TXDPSCU checking account.
.25% off for having a previous loan(s)*** with TXDPSCU.

Some restrictions may apply.



* APR is annual percentage rate. Rates based on applicant's credit. Applicants must qualify based on credit approval guidelines. **NO PURCHASE NECESSARY TO ENTER FOR A CHANCE TO WIN. Odds of winning in drawing depend on number of entries received. One booked auto loan between 4/30/18 - 5/31/18 is equal to one entry. Drawing and contests are open to Texas DPS Credit Union members age 18 or older. Official family, agents and contractors of Texas DPS Credit Union are not eligible to enter the drawing. Current TXDPSCU loans cannot be refinanced. To enter for a chance to win without booking an auto loan: Send in a 3” x 5” card with name, address and phone number to: Texas DPS Credit Union P.O. Box 15346, Austin, TX 78761 Attn: Marketing.***The current or previous loan must have a satisfactory payment history.

 

Auto & Home Insurance
We've joined with a dedicated team of insurance professionals to bring you reliable, affordable property and casualty coverage solution. Learn More about this
Auto & Home Insurance.
Additional Loan Coverage
Insure your loan payments today so you can worry less tomorrow with Credit Life & Disability. Keep your vehicle running extra miles and extra years with Mechanical Repair Coverage.
Skip A Loan Payment

Need a little extra cash this month? Request a skip a loan payment on one or all of your TXDPSCU loans for a month. Please follow the steps laid out on the
Skip-A-Payment Page.

connect with us:
Youtube Yelp! Twitter Facebook
NCUAFederally
Insured by
the NCUA
Equal Opportunity LenderEqual
Opportunity
Lender

Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing# 314977324