The Fair and Accurate Credit Transactions Act (FACT Act) enables you to obtain a free copy of your credit report once a year from each of the three major credit bureaus.


How to obtain a copy of your credit report:


You may order your free credit report each year by:

  • Visiting
  • Calling toll free 1(877)322-8228
  • Complete the Annual Credit Report Request Form
    and mail it to:
    Annual Credit Report Request Service
    PO Box 105281
    Atlanta, GA 30348



Consumers also can order reports, FOR A FEE, by calling the agencies’ toll free numbers.

  • Equifax: (800)685-1111
  • Experian: (888)397-3742
  • TransUnion: (800)916-8800

There is NO CHARGE to request a credit report IF a consumer wishes to review his or her credit report because of denied credit for either a loan or employment.

Guaranteed Asset Protection
Accidents happen and with GAP (Guaranteed Asset Protection) you can rest assured if an accident does occur then the gap between what your car is worth and how much you owe is covered.
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the NCUA
Equal Opportunity LenderEqual

Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing #314977324 | NMLS #1624130