MasterCard®   &   Gold MasterCard®

Financial Facts . 0000000000000000000000000000 .    Annual Fees                                         $0.00 -------------------------------------------------------------    Balance Transfer Fees                      $0.00 -------------------------------------------------------------    Cash Advance Fee                              $0.00 -------------------------------------------------------------    Min. Finance Charges                        $0.00 -------------------------------------------------------------    Inactivity Fee                                         $0.00 -------------------------------------------------------------    Over Credit Limit Fee                          $0.00 . 0000000000000000000000000000    Regular MasterCard® Rate              12.9%* -------------------------------------------------------------    Gold MasterCard® Rate                    10.9%* 0000000000000000000000000000 .    Billing Interest     Calculation Method                            1 Cycle . 0000000000000000000000000000 .    Minimum Payment            3% of balance or                                                     $18, whichever                                                              is greater. -------------------------------------------------------------    Late Payment Fee               5% of Minimum                                                                Payment -------------------------------------------------------------    Grace Periods      On Previous Balances                  10 Days      On New Balances                          25 Days . 0000000000000000000000000000 *25 Day Grace Period on New Balances = If you have paid your account in full by the due date shown on the previous monthly statement, or there is no “previous” balance from your previous billing cycle, then you have 25 days to repay your account balance before a finance charge on current purchases will be imposed. Annual Percentage Rate (APR) is subject to change. Credit Card approval is based on normal credit approved guidelines.

. While other credit card offers may look  appealing  on the  outside, when you look at the “nutritional  facts” (terms) you’ll find a variety of fees and charges that they use  to  nickel-&-dime  you.  This can harm your financial health.  A Texas DPS Credit Union Credit  Card, on the other hand, is simple and affordable. We encourage you to compare. If you find that you  have a card with a higher rate or fees and charges that threaten  your financial health, transfer your  balance to a Texas DPS Credit Union MasterCard. There are NO  transfer fees and there is NOT a higher rate placed on the transfer  amounts than what is listed as our regular MasterCard and  Gold MasterCard rates!

--------------------------------------------------------------------------------------------------------------------- Call Texas DPS Credit Union for assistance getting set up with a Texas DPS Credit Union MasterCard and having your balances transferred, or email us to have an application mailed out to you. Sign up for one today! Contact Us to Apply! ---------------------------------------------------------------------------------------------------------------------

* 25 Day Grace Period on New Balances =  If you have paid your account in full by the due date shown on the previous monthly statement, or there is no "previous" balance from your previous billing cycle, then you have 25 days to repay your account balance before a finance charge on current purchases will be imposed. Annual Percentage Rate (APR)is subject to change; Credit Card approval is based on normal credit approved guidelines. Please contact the Credit Union for details.